Financing Solutions

LTC Capital Program

The Sencap name comes from our strong desire to become a trusted provider of capital for seniors housing – a core sector of focus for Sencap. This desire led Sencap to combine elements of our Debt Solutions and Equity Solutions offerings, to develop a sector specific financing program targeted towards the development, acquisition and refinancing of Canadian long-term care facilities.

Seniors home icon

Sencap understands the intricacies of developing long-term care projects, from:

  • Application
  • Bed allocation
  • License approval
  • Receipt of development agreement
  • Pre-construction development
  • Occupancy and operation

Our understanding of these elements helps bridge the gap between borrower and lender, to achieve successful financing results.

Blueprint construction planning
Seniors home
Senior woman

LTC Capital Program

Sencap’s funding structures can offer more flexibility than conventional bank funding solutions, and can be provided under the following terms:

Type of Financing

Senior Construction/Take-Out, Equity, Pre-Construction Bridge Financing


$2 mln to $90 mln+


Terms of 1 to 3 years for bridge financing, to Construction plus 30 years


Up to 35 years


90 to 95% of total project costs


Floating or Fixed-rate


Interest only during pre-construction/construction with partial or full amortization during operations